Cheap Car Insurance in Kansas
Compare the best rates from top car insurance companies in Kansas.
Kansas Car Insurance
If you want to drive legally on the roads of Kansas, you must have an active Kansas auto insurance policy. According to recent surveys, the average yearly car insurance premium in Kansas is $1,427 which matches the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of Kansas.
A licensed driver should carry a minimum liability auto insurance Kansas for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.
The minimum policy coverage
- $25,000 bodily injury liability per person per accident.
- $50,000 bodily injury liability per accident.
- $25,000 property damage liability per accident.
Cheap Car Insurance in Kansas
In Kansas, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in Kansas and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in Kansas.
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Optional Coverage
Accident Forgiveness- Roadside Assistance
- Rental Reimbursement
- Extended Coverage
Cheap car insurance providers in Kansas
Cheap car insurance providers in Kansas are:
Cheap car insurance providers in Kansas are USAA, The Hartford, Auto-Owners, Allied, Travelers, Farmers, Farm Bureau Mutual, Nationwide, State Farm, Cal Casualty, American Family, Progressive, etc.
Kansas Auto Insurance FAQS
Which are the least expensive cities in Kansas to insure?
Auto insurance in Kansas is least expensive in cities such as Prairie Village, Junction City, Pittsburg, Salina, and Newton.
What is Kansas’s “no-fault accident system”?
Kansas follows a no-fault accident system. According to the no-fault system, your insurance coverage will pay for the expenses of anyone covered under the policy despite who caused the accident. The state has some minimum benefits available to someone making a no-fault claim. These are;
$4,500 for medical expenses made necessary by the accident (per person)
$900/month for disability/loss of income due to the accident (up to one year)
$25/day for home services, if you can’t work due to injuries
$2,000 for funeral, burial or cremation expenses (if the injured person passes away),
$4,500 for rehabilitation expenses.
The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, Kansas’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.
Which are the most expensive cities in Kansas to insure?
Auto insurance in Kansas is expensive in cities such as Kansas City, Dodge City, Garden City, Liberal, and Wichita.
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