texas car insurance

Cheap Car Insurance in Texas

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Texas Car Insurance

If you want to drive legally on the roads of Texas, you must have an active Texas auto insurance policy. According to recent surveys, the average yearly car insurance premium in Texas is $1,810 which is 26.8% higher than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of Texas.

A licensed driver should carry a minimum liability auto insurance Texas for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.

The minimum policy coverage

  • $30,000 bodily injury liability per person.
  • $60,000 bodily injury liability per accident.
  • $25,000 property damage liability per accident.

Cheap Car Insurance in Texas

In Texas, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in Texas and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in Texas.

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Optional Coverage

  •    Accident Forgiveness
  •    Roadside Assistance
  •    Rental Reimbursement
  •    Extended Coverage

Cheap car insurance providers in Texas

Cheap car insurance providers in Texas are:

Texas Farm Bureau, USAA, Travelers, Germania Mutual, Esurance, State Farm, Mercury, Nationwide, Safe Auto, Progressive, Allstate, Titan, GEICO, MetLife, etc.

Texas Auto Insurance FAQS

 

Which are the least expensive cities in Texas to insure?

Auto insurance in Texas is the least expensive in cities such as Killeen, Abilene, Waco, McKinney, and Plano.

What is Texas’s “at-fault accident system”?

Texas has an at-fault accident system. According to the at-fault system, the person who is responsible for causing an accident will pay for the expenses (including medical expenses). In Texas, a person who got injured in an accident can proceed in three ways;
Filing a claim with their own insurance company.
Filing a third-party claim with the at-fault driver’s insurance carrier.
Filing a lawsuit in civil court against the at-fault driver.

Which are the most expensive cities in Texas to insure?

Auto insurance in Texas is expensive in cities such as Houston, Dallas, McAllen, Mesquite, and Laredo.

About The InsuranceXR

The InsuranceXR is not an insurance company. We’re an independent company on a mission to help you compare all of your insurance options closely, so you can make a truly informed decision. Following are our unique features which make us proud:

  • We help you compare quotes from all the major car insurance companies within minutes over a phone call. We provide you all the information from insurers and intend to help and educate you so that you make informed decisions before buying and deciding to spend your hard-earned money.
  • We’re independent and have no stake in any insurance company you choose; Our intent is to simply offer you unbiased, quick & easier comparisons on your insurance options.

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