Cheap Car Insurance in New York
Compare the best rates from top car insurance companies in New York.
New York Car Insurance
If you want to drive legally on the roads of New York, you must have an active New York auto insurance policy. According to recent surveys, the average yearly car insurance premium in New York is $1,582 which is 11% higher than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of New York.
A licensed driver should carry a minimum liability auto insurance New York for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.
The minimum policy coverage
- $25,000 bodily injury liability per person.
- $50,000 bodily injury liability per accident.
- $10,000 property damage liability per accident.
Cheap Car Insurance in New York
In New York, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in New York and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in New York.
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Optional Coverage
Accident Forgiveness- Roadside Assistance
- Rental Reimbursement
- Extended Coverage
Cheap car insurance providers in New York
Cheap car insurance providers in New York are:
Erie, Utica National, USAA, Progressive, Travelers, Allstate, MetLife, Amica, Preferred Mutual , New York Central Mutual, GEICO, Safeco, State Farm, Central Mutual, etc.
New York Auto Insurance FAQS
Which are the least expensive cities in New York to insure?
Auto insurance in New York is the least expensive in cities such as West Seneca, Binghamton, Irondequoit, Troy, and Albany.
What is New York’s “no-fault accident system”?
New York has a no-fault accident system. According to the no-fault system, your insurance coverage (also called personal injury protection” or “PIP) will pay for the expenses of anyone covered under the policy despite who caused the accident. The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, New York’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.
Which are the most expensive cities in New York to insure?
Auto insurance in New York is expensive in cities such as Hempstead, Freeport, New York, Mount Vernon, and Brentwood.
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