Cheap Car Insurance in Michigan
Compare the best rates from top car insurance companies in Michigan.
Michigan Car Insurance
If you want to drive legally on the roads of Michigan, you must have an active Michigan auto insurance policy. According to recent surveys, the average yearly car insurance premium in Michigan is $2,610 which is 82.9% higher than the national average of $1,427. However, any licensed driver should carry a minimum required level of insurance in the state of Michigan.
A licensed driver should carry a minimum liability auto insurance Michigan for him/her to drive legally. This auto insurance will cover your vehicle at the time of an accident.
The minimum policy coverage
- $20,000 bodily injury liability per person.
- $40,000 bodily injury liability per accident.
- $10,000 property damage laibility per accident.
Cheap Car Insurance in Michigan
In Michigan, the insurance rates depend on several factors such as age, gender, marital status, credit report, your driving history, vehicle model and zip code. If you are looking for cheap auto insurance in Michigan and compare car insurance quotes from top providers. Call and get a cheap car insurance quote in Michigan.
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Optional Coverage
Accident Forgiveness- Roadside Assistance
- Rental Reimbursement
- Extended Coverage
Cheap car insurance providers in Michigan
Cheap car insurance providers in Michigan are:
Cheap car insurance providers in Michigan are Safeco, GEICO, MetLife, Chubb, MEEMIC, Pioneer State Mutual, Hastings Mutual, Auto-Owners, Frankenmuth, SECURA, Progressive, Wolverine Mutual, Allied, etc.
Michigan Auto Insurance FAQS
Which are the least expensive cities in Michigan to insure?
Auto insurance in Michigan is least expensive in cities such as Ann Arbor, Wyoming, Kalamazoo, Grand Rapids, and Kentwood.
What is Michigan’s “no-fault accident system”?
Michigan has a no-fault accident system. According to the no-fault system, your insurance coverage (also called personal injury protection” or “PIP) will pay for the expenses of anyone covered under the policy despite who caused the accident.
PIP benefits also include;
The full cost of medical expenses happened due to the accident
Wage loss due to injury (up to three years)
up to $20 per day for home services (like cleaning and maintenance)
The state also has a “serious injury threshold” which enables you to move out of the no-fault system and enables you to file a lawsuit against the person who caused the accident. Also, Michigan’s no-fault system doesn’t cover for vehicle damages after the accident. You can file a liability claim against the at-fault driver for the damages caused and there is no limit for this coverage.
Which are the most expensive cities in Michigan to insure?
Auto insurance in Michigan is expensive in cities such as Detroit, Dearborn, Southfield, Dearborn Heights, and Pontiac.
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